All posts by Kuya

Cheapest safe ways to send money from the Philippines to Spain

Sadly it is still pretty expensive to do this process. So here are the options I know of and have tried and compared at some point a few of them.

The goal is to transfer Philippine Pesos into Euros in a Spanish bank account. Will set an example wanting 1000 euros to arrive at the destination. Except for BPI where I sent 500 euros.

Transferwise

Also known as Wise now. Owned I believe by Richard Branson, the creator of Virgin Enterprises.

Inside their web, there are 3 options to send money. But the only practical from the Philippines so far is to have them charge your debit or credit card. The other options are for sending from Europe to Europe or other countries.

The basic fee will be 31.42 euros for card charges. They charge your card in the Philippines and deposit it in your Spanish bank.

Case study 1: Transferred 1000 Euro using RCBC credit card cost me 85 euro between RCBC + Exchange + Transferwise. An 8.5% cost is expensive.

Case study 2: Transferred 1500 Euro using BPI credit card cost me 43 Euro between BPI + Exchange + Transferwise. A 2.86% cost seems more reasonable.

Paypal

If you have your Philippine Paypal account connected with your bank account or credit card, you can transfer money to your Spanish Paypal account. You need 2 Paypal accounts for this, one in each country.

They have a conversion rate fee embedded when you input the amounts to send.

43.58 euros added after the currency conversion takes place.

Western Union

Can send from a branch in the Philippines to a branch in Spain. Someone has to be in Spain to pick it up from the branch. It won’t go directly into your bank account.

62.73 euros in fees approx.

Bank International Wire Transfer

Sending directly from your Filipino bank an international money transfer to your Spanish bank.

Checking the BPI web page it says 600php + 0.60php every 200php. So more or less 900php only according to this. What it doesn’t mention is the charges that the receiving bank may do, which may vary depending on the receiving bank.

I tried it just to figure things out by sending 500 euros to Spain and it cost me around 2800php in total with fees of both banks, like 10% of my sent money. Totally too much. Prohibitive. Around 50 euros.

Conclussion

The winner by the mile is Transferwise.

The other advantage of Transferwise is that it can charge a credit card.

LTO permit yearly renewal for motorcycles in the Philippines

I will detail here the process I went through recently so it can serve as a guide for others.

Step 1: Smoke emission test.

  • Walk in the closest to your home smoke

emission center with a photocopy of your OR / CR, and ask them to place you in the cue.

  • Wait to be called. They will check the smoke levels and take a picture.
  • Pay aprox. 500php and get your certification that you passed the smoke emission test.
  • This process can take hours.

Step 2: LTO office.

  • Go to whatever LTO is nearest to your house. Bring photocopy of OR / CR and Smoke emission from previous step.
  • Get the mandatory 3rd party insurance. Normally they sell those even inside the same LTO compund.
  • Beware of beggars and sellers pushing you to do the insurance and smoke emission in other places. They could be legit or not. So why take a risk with unofficial sources.
  • With all docs line up for renewal processing. Cost of both insurance and renewal aprox. 1200php.
  • Wait and wait.

Total spending like 2k if you give some tips. Time spent can be like a full day almost that you have to ask away from your job to do the processing.

How to transfer ownership repossessed 2nd hand motorcycle in the philippines

Quite a complicated process with several steps, so I created this post to help you navigate it.

Legal Documents Concept. Colored Document Folders Sorted for Catalog. Closeup View. Selective Focus. 3D Render.

I bought a 2nd hand repossessed motorcycle from Motorstar. They delivered with an open deed of sale and a certificate of purchase. Papers under the name of old owner. This is common practice.

So your job now is to transfer it into your name. Many people don’t do it immediately because it costs money. Also, some wait for next year so registration renewal is at the same time as name transfer.

NOTE: if you wait too long, the ID of the seller might expire and you will have a problem at the LTO.

Step 1: Closed Deed of Sale.

An open deed of sale is an illegal document in the Philippines to start with. No lawyer or notary will sign or advice you to buy anything with an open deed of sale.

A deed of sale is a contract between buyer and seller. While an open deed of sale only features the seller. So it lacks the other part. It is not a contract at all.

So you close the deed of sale by filling up your buyer details. Together with that document and the IDs and signatures of the seller photocopied you go to a notary to have it notarized. Cost: around 300php for me.

Step 2: Police Clearance of the Vehicle.

You need to bring Deed of Sale, OR / CR to the Highway Patrol office of Police near you.

Request for Police clearance check of the vehicle.

They will give you a form to pay at the bank for their service. Cost: 500php for me.

FUNNY NOTE: police was video-chatting with his son and would not even look at me or pay attention to my needs much.

Step 3: Pay at the Bank

At Pasig they don’t allow online payments and you can’t go to any bank. It was yes or yes at Landbank.

This can take 2 hours of your day under the sun and possible rain since line is long. Wish they modernize the system and can pay online.

TIP: get your grandparents to do it as seniors can skip the line haha.

Step 4: Deliver Proof of Payment to the Police

Go back to the police headquarters. Hope they are not playing with their phone. And give the proof of payment.

Then they will instruct you where to get a stencil of your vehicle and meet you there.

Step 5: Stencil and Picture Taking

At the stencil venue, a technician will take the motor number and chassis number.

Also you will take a picture with the vehicle and a police officer as proof it was done.

They will be the ones to take the pic with their camera. They will give you the stencil results so you can give it to the police.

Step 6: Bring Stencil to Police

Bring your results to Highway Patrol and they will conduct an investigation. Results will take several days, like 3 days.

Step 7: Pickup Results of Police Clearance

If there was no delinquency found, you will obtain your clearance on the date they told you to return.

Step 8: Smoke Emission Test

Head to the smoke emission test center and get an approved smoke emission test.

Cost I forgot, a few hundred pesos. Say 500php with tips.

Step 9: Insurance

Get 3rd party liability insurance at least from wherever you prefer.

Cost for me: 900php.

Step 10: LTO registration

Bring photocopy and original of all the documents:
– Your ID
– Seller ID and signatures, photocopy
– OR
– CR
– Police clearance of the vehicle
– Smoke emission results
– Deed of sale: notarized
– Insurance

Request of a change of ownership and registration renewal. Will take a few hours of your day.

Cost I forgot. Around 1k probably.

Congrats, the bike is officially yours and now you can sell it and won't be bugged that much by police controls next time they stop you! :-)

Why NOT vaccinate of covid

According to the government…

If I get vaccinated: 💉💉💉

1.- Can I stop wearing the mask?
Government Response – No

2.- Can they reopen restaurants, bars etc and everyone work normally?
Government Response – No

3.- Will I be resistant to covid?
Government Response – Maybe, but we don’t know exactly, it probably won’t stop you getting it

4.- At least I won’t be contagious to others anymore?
Government Response – No you can still pass it on, possibly, nobody knows.

5.- If we vaccinate all children, will school resume normally?
Government Response – No

6.- If I am vaccinated, can I stop social distancing?
Government Response – No

7.- If I am vaccinated, can I stop disinfecting my hands?
Government Response – No

8.- If I vaccinate myself and my grandfather, can we hug each other?
Government Response – No

9.- Will cinemas, theatres and stadiums be reopened thanks to vaccines?
Government Response – No

10.- Will the vaccinated be able to gather?
Government Response – No

11.- What is the real benefit of vaccination?
Government Response – The virus won’t kill you.

12.- Are you sure it won’t kill me?
Government Response – No

13.- If statistically the virus won’t kill me anyway … Why would I get vaccinated?”
Government Response – To protect others.

14.- So if I get vaccinated, the others are 100% sure I’m not infecting them?
Government Response – No

So to summarise, the Covid19 vaccine…

Does not give immunity.
Does not eliminate the virus.
Does not prevent death.
Does not guarantee you won’t get it.
Does not prevent you from getting it.
Does not stop you passing it on
Does not eliminate the need for travel bans.
Does not eliminate the need for business closures.
Does not eliminate the need for lockdowns.
Does not eliminate the need for masking.

So…what the heck is it actually doing? 🤦🏼‍♂️🤷🏼‍♂️

Now I’m confused
😅😅😅

Do what works for you. Don’t say Kuya didn’t warn you not to.

People are dying after taking the shot.

Best defense in to have a strong immune system. Makes no sense to take and vaccinations if you are trashing your body daily.

Kuya’s advice:

  • Go get sun light on your skin daily
  • Daily walk 1 hour
  • Daily exercise
  • Vitamin C 500mg daily
  • Vegan diet
  • Meditation
  • Hugs
  • No news
  • No gossip and complaining
  • Block all negative people in real life and online
  • No masks

Government’s advice:

  • Stay isolated
  • No sunlight indoors
  • Listen to the news
  • Listen to unhealthy health experts
  • Wear a plastic shield that will deteriorate your vision
  • Wear a mask that deprives you of oxygen
  • Consume dairy products

Kuya loves you, the Government and big corporations don't.

How I got cast for the coffee commercial

Having success as an actor takes a lot more effort than what most people think.

Bullets of things I did and stars than had to align in order for me to get cast.

– Joined that agency 8 years ago

– I help the agency as a casting associate providing talents

– The production assistant is my friend from another commercial we shot before and believes in my talent

– I ran to do the audition last minute phone call

– Got a speeding ticket for it

– Parked illegally in the street to make it on time

– Had to hide from police and wait for him to leave in order to get my motorcycle

– I have a personal relationship with the agency owner and we regularly have coffee together

– I dressed up specially to look good and formal for the part

– I have confidence in my acting, which gave me calmness

– I smiled and made some jokes as I entered the casting room to create familiarity / Public Relations

– I used my own experience through memory of events of my past to recall a similar situation as requested by the director

– I said goodbye to each and every person in the casting venue

– After the casting they requested for IDs and pictures with shades, I supplied in 30 mins

– They requested for pics with normal eyeglasses, I supplied

– They want me shaved, I said yes

– They asked for several pictures of today to see it is the actual me, I did so

– After casted they asked for a lot of wardrobe, I said yes

– They changed call time, I said yes

#actorslife

Raelian Movement in Filipino TV

Kuya Manzano, Raelian guide in the Philippines, explains to GMA TV what they are about.

For more info about the Raelian Movement in the Philippines here their Facebook Page.

How to make your first 1000 subscribers in Youtube

I broke the 1000 subscribers mark in Youtube and am happy to give you some tips. I don’t do all many times, do what you can 🙂

  1. Add the watermark to subscribe in the corner of your videos.
  2. Add a subscribe link in the description of your videos.
  3. Make a plan and script for the future videos you will produce.
  4. Content must be entertaining and informative (nobody wants to watch you buying bread).
  5. Publish regularly. Weekly is a good frequency.
  6. Have an interesting title with keywords people are searching for online.
  7. Customize the look of your channel with cover pics, icons, thumbnails.
  8. Create a channel trailer.
  9. Use the annotation feature to get viewers take actions.
  10. Use tools like Tubebuddy to help you with tips and optimization.
  11. Share your channel link in every email and autoresponder you have.
  12. Create an Intro and Outro for each video.
  13. Edit well taking out of the fluff.
  14. Description and metatags are very important so make them useful and SEO effective.
  15. Ask people to subscribe and like if they liked the video.
  16. Do collaborations with other Youtubers!!!
  17. Reply to all comments. Fans wanna feel you there!
  18. Giveaway stuff and make challenges for your audience.
  19. Share in social media!!!
  20. Send each video to your mailing list.
  21. Tell all your friends about it, of course! And ask them to share it to people who will find it useful.
  22. Reply to people searching to solve the solution your video provides (if it solves something, that is).

Let me know how this works for you!

2 other actions for you:

How to make extra money in the Philippines

Ways to make extra pesos starting small. I asked the net how to make some money and this is what I found… This is part of an ongoing series. You can send your ideas also!

How to make 1 PHP?

  • Selling newspapers
  • Selling candies
  • Selling hugs
  • Picking up the coins in the street
  • Begging
  • Posting a video on Youtube if you have enough followers
  • Posting a blog with ads on you web page

How to make 10 PHP?

  • Buy and sell marking up 10php only
  • Tweeting for someone else
  • Selling halo halo
  • Selling ukay ukay
  • Selling load through Gcash app
  • Selling water bottles in the traffic
  • Cleaning windshields
  • Taking care of parked cars in the street

How to make 100php?

  • Wash cars
  • Baby sitting
  • Being an intern for an allowance pay
  • Buy and sell online
  • Drive for Grab or Taxi
  • Do a massage
  • Sell halo halo
  • Offer acquisition of online documents for a fee e.g. birth certificate, passport application etc.

All these are simple ideas to make some cash in the Philippines. We can all survive and move forward if we put enough effort in this third world country.

Discounts for Miong the musical 2019

Cast again by Repertory Philippines

Watch the story of young Emilio Aguinaldo from birth to declaration of Independence.

Where? Greenbelt 1 mall Makati, Philippines.

When? Until March 10 every weekend. Fill up form below for specific dates info.

Spanish troops and clergy oppress the Filipino natives.
As usual I play villain, Spanish General.
Kevin Guiman, Steven Hotchkiss, Meynard Penalosa, & Kuya Manzano. Terrorize the natives.
Come watch a really talented cast!
Back at Repertory Philippines after 8 years!
Also playing priest! Jerome Fugoso, Steven Hotchkiss, Meynard Penalosa, Kuya Manzano, Kevin Guiman. Photo: Broadway world.
I promise to be the meanest if you come watch!

Subscribe below for your discount, I will email you after…

Get 5% discount for Miong tickets!

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12 reasons most Filipinos are poor

List of loser mentality and practices

  1. Belief that the destiny is up to God.
    1. Your destiny is in your hands, you have the power.
  2. Use salary to help parents, siblings and relatives before themselves.
    1. Love yourself. If you are rich, you can help others better.
  3. Never invest.
    1. A salary can only go so far, even if it is a big salary…
  4. Smoke and drink.
    1. Spending time, health, money. And damaging brain, taking worse decisions the next day and being less productive.
  5. Believing in luck.
    1. Results are about sweat, not magic!
  6. Gossiping.
    1. Envy and negativity attract more of that to yourself.
  7. Begging in the streets and online.
    1. Nobody likes a needy person. Everybody loves people who give. Be a giver and never beg.
  8. Believing someone will fix their life for them: President, Angels, Boss, rich husband…
    1. The only person to save you is You!
  9. Never mastering the English language.
    1. It is not funny that you have bad English. It’s so easy for a Filipino to brush up English, more than any other language, we grew up with English around!
  10. Playing video-games.
    1. Epidemic of young and not so young playing video-games in their spare time is alarming, unproductive and mind harming.
  11. Being lazy when the boss is not watching.
    1. Perfect reason to be fired because you are not productive for the company! Not sulit!
  12. Spending time and money patronizing the Catholic church.
    1. You can pray at home and save time and money going to the church.
    2. It is a religion who loves the poor and says it is hard for a rich person to go to heaven. Bad motivation.
    3. It makes people small and fearing an all mighty god. Makes you weak.

This are reasons I found after some years living in the Philippines as an employer and seeing many repeated practices that keep people in the mud forever.

The problem is not economic, it is mental. A change of mindset would change their pockets.

We have successful Filipino titans who came from zero to the top. It is possible for anyone.

I write this post not to put anyone down, but to awaken even if 1% of the people who read it. I am happy to take the bashing and the hate of 99% if I can save one Filipino by turning on the spark towards change, effort, success.